JMR best-of-breed presenting Profitto Suite offers Credit Union of each length, access, which include thru the Cloud, to a tremendously scalable, robust and agile solution with customizable and pre-configured functionality. This integrated solution is exceptionally flexible and meet all aspects of loan life-cycle management, lead management, loan origination, lending, loan collections, deposits and reporting requirements.
- Capture and store detailed customer (retail, SME and employees) information through multiple channels
- Carry out KYC (Know Your Customer) compliance and capture mandatory KYC documents
Credit Rating & Scoring
- Easy Integration with CB (Credit Bureau) to extract Credit History
- Easily configurable scorecards from user interface based on business dynamics
Document & Collateral Management
- A complete document management solution for Document Attachment, Document Archival, Document Release and Document Maintenance
- Customizable Collateral Allocation which aids single collateral pool allocation to multiple accounts and multiple collateral pool allocation to single account
Credit & Account Origination: Configurable Credit & Account Origination module to replicate any Credit & Account Appraisal Process followed by institutions
Deposits, Loans & Collections
- Deposits, Disbursements & Repayments from/to Groups or individuals within the group
- Track and monitor possible defaults based on bank and regulatory standards
General Ledger: Seamlessly integrated GL module to ensure accounting entries in compliance with local, regional and global standards
Analytics & Reporting: The solution comes pre-integrated with a configurable dashboarding and reporting module with dashboards and reports for various roles of the institution, such as, Branch Managers, Relationship Managers, Retail Heads, Corporate Heads, CFO, CRO, CEO, etc.
Source : https://www.jmrinfotech.com