This flexible and integrated solution meets all factors of loan life-cycle management, lead management, loan origination, lending, loan collections, deposits and reporting necessities.
Profitto’s Key Features
Customer Group Formation: Flexible to adopt any microfinance model such as Self Help Groups (SHG), Rural Banks, Cooperatives, Joint Liability Groups (JLG), etc.
Products & Schemes: Product management module which ensures quick and on the fly setup of products and schemes
Credit & Account Origination: Configurable Credit & Account Origination module to replicate any Credit & Account Appraisal Process followed by institutions
Deposits, Loans & Collections
- Deposits, Disbursements & Repayments from/to Groups or individuals within the group
- Track and monitor possible defaults based on bank and regulatory standards
General Ledger: Seamlessly integrated GL module to ensure accounting entries are in compliance with local, regional and global standards
Analytics & Reporting: The solution comes pre-integrated with a configurable dashboarding and reporting module with dashboards and reports for various roles of the institution, such as, Branch Managers, Relationship Managers, Retail Heads, Corporate Heads, CFO, CRO, CEO, etc.
- The solution is web-based and it caters to a wide spectrum of micro-finance operations
- Customers, back office and field users can access the solution using Desktop, Laptop, Tablet and other hand held devices
Deployment Models: The solution is available on-cloud and on-premises
Mobility: Integration with hand held devices to support Agency Banking activities
Remote Access: Support for online & offline transaction processing
Source : https://www.jmrinfotech.com