Integra Gold Loan Management


Integra Gold plus is a proven quality Gold Management package used by several organizations spread all over India. It is a single or multi – user package that integrates all functional modules of a money lending business along with integrated Financial Accounting.


Gold Loan Management

  • Various loan schemes
  • Provision for minimum interest and interest days
  • Scheme wise payable value
  • Provision for penal interest
  • Gold item setup for easy entry during loan payment
  • Automatic loan number generation and bar-coding facility
  • Online photo capturing during loan payment
  • Provision for nominee
  • Daily update of market rate of gold and loan payment accordingly
  • Provision for net weight and calculation of payable value in each loan
  • Purity based calculation of payable value
  • Provision to enter pledged item’s weight and qty and remarks
  • Cash / cheque payment option
  • Provision for capitalization of interest on regular interval
  • Provision for partial receipt of principle and interest amounts
  • Print subscriber’s photo during loan payment and view at the time of receipt
  • Charge overheads like insurance, stamp cost, service charges, legal charges etc.
  • Re-pledge and release of re-pledged items
  • Automatic calculation of re-pledge limit
  • Provision to send intimation letters up to 4 and tracking of loan repayment
  • Branch wise and consolidated loan payment register
  • Subscriber wise loan payment registers
  • Branch wise and consolidated loan receipt register for principle, interest, charges
  • Branch wise and consolidated receipt and payment statement
  • Branch wise and consolidated pledge register for closed/pending/overdue
  • Personal ledger: Subscriber wise and loan wise
  • Outstanding (DUE) reports: Branch wise, Loan type wise, Subscriber wise
  • Overdue statement with exceeded days
  • Liability statement (as per the current market value)
  • Loan schedule with or without receivables
  • Loan schedule (Pending, closed, auctioned)
  • Schedule for interest received
  • Schedules for charges
  • Gold stock register
  • Branch wise/re-pledge stock/consolidated stock with loan value and market value
  • Daily gold stock movement statement
  • Variance report
  • Letter report
  • Auction proceedings

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